Author: Patrick

What’s the Deal with Student Loan Cancellation?

Let me tell you something . . . I’m tired of this debate. The student loan cancellation debate has gone on for years, and in my opinion neither side tackles the issue correctly. Personally, I support total student loan cancellation. Not only would I benefit greatly from the policy, but for the reasons stated below […]

What Is the Point of a Moderate Democrat?

This post could literally go anywhere. Despite attempts to focus, it still might go everywhere. This post will address how to win elections (where no great consensus lives), what motivates certain voting groups (where no great consensus lives again), and how that is changing (guess what! . . .  where no great consensus lives). To […]

Why Capital One Cafes Highlight a Major Problem?

This post took me in a direction that I didn’t expect to go. I planned to highlight a strategic error, explain the importance of knowing your core business, and make recommendations about business decision making. But in retrospect, while researching Capital One Cafés, I learned about an obvious and long-term banking trend that is having […]

What is Actual Competition?: The Monday Night Wars

Last Edited: May 7, 2024 Competition does some weird things to a work environment. I’ve seen co-workers get tense, speculate wildly, see threats everywhere, and go in directions that probably revealed more about their personal psychology than the company’s strategic situation. And I understand. Competition is scary and disrupts the status quo. Competition brings the […]

What Did I Learn from My Predictions?: 2020 Election Prediction Review

Quick Note: At the time of writing, I was deciding on whether to do more predictions, and this article concludes on that question. However, I decided against doing more predictions in the 2022 midterm despite good data availability. I decided not to change the original post as an editorial choice to preserve the right tone. […]

Georgia U.S. Senate Runoff Final Prediction (2021)

1/5/21   Quick Note: This is one of the predictions referenced in my “What Did I Learn from My Predictions?” post. It has not been changed, formatted, or further proofread from the document that I sent to my friends & family and pinned on my private Twitter. Summary/TL;DR: Raphael Warnock and Jon Ossoff are highly […]